Posted July 4th, 2023
A Comprehensive Guide to Moving and Settling from the UK to the UAE
Are you considering a move from the UK to the UAE? Join the growing community of British expats who have found their new home in the United Arab Emirates. Moving to a new country can be an exciting adventure, but it requires careful planning and preparation. In this guide, we will provide you with essential information to make your transition smooth and hassle-free. Additionally, we'll touch upon the importance of money transfer services, such as Hubpay, for conveniently moving funds between the UAE and the UK.
Visa and Residency:
As a UK passport holder, you'll receive a 30-day visit visa upon arrival in the UAE. If you plan to stay longer, you can apply for an extension of an additional 30 days. For those seeking employment, a valid employment visa and labour card are necessary, typically arranged by your employer. It's essential to stay updated on visa requirements and changes by visiting the official government portals and consulting your employer.
Dubai Visas for British Expats:
When moving from the UK to Dubai, it's important to understand the different types of visas available for expats:
- Employment Visa: This visa is arranged by your employer and allows you entry into the country. Once you arrive, a work permit will be issued.
- Remote Work Visa: As part of Dubai's Virtual Working Program, this visa allows you to relocate to Dubai and continue working remotely for your current employer.
- Dependant Visa: If your spouse or parents are already residents of Dubai, you can apply for a dependant visa to join them.
- Student Visa: If you plan to enrol in one of the universities in Dubai, you will need a student visa.
- Investor Visa: Expats who invest in companies in the UAE can obtain an investor visa.
- Retirement Visa: Available for expats over 55 years old, this visa grants residency for five years.
Documentation for Moving to Dubai:
If you are moving to Dubai on a work visa, your employer will guide you on the necessary documentation. Some common documents required include:
- Signed offer letter from your employer
- Copy of your passport
- Educational certificates
- Good conduct certificate from recognized bodies in the countries you have lived in for the last 5 years.
It's essential to ensure your certificates and documents are attested according to the Ministry of Labour guidelines. This process may take time, so it's advisable to complete it before applying for a work permit in Dubai.
Your certificates should have the Apostille Stamp from the Foreign & Commonwealth Office (FCO) and be attested by the UAE Embassy in London. Once in Dubai, you will need to get them attested by the Ministry of Foreign Affairs (MOFA). Several agencies in Dubai offer attestation services but ensure that all other paperwork is in order and your passport is valid for the next 6 months before consulting them.
Additionally, be prepared with enough passport-sized photographs, as your initial days in Dubai will involve filling out forms and visiting various offices. Opening a local bank account is also recommended, as it simplifies your financial transactions and provides access to essential banking services. Keep an eye out for bank promotions that offer sign-up bonuses, cashback, and other perks.
Tax and Financial Considerations:
One of the attractive aspects of working in the UAE is the absence of income tax, allowing expats to keep their entire salary. This is in stark contrast to the UK, where income tax rates can be as high as 45%. However, it's important to consider the implications on your National Insurance contributions and state pension entitlements. Keep track of your National Insurance record and consider making voluntary contributions to ensure a complete state pension upon reaching retirement age.
Moving internationally involves transferring funds between your UK and UAE bank accounts. To simplify this process and save on fees, consider using Hubpay, a reliable money transfer service that offers competitive exchange rates and low fees. Hubpay ensures secure and efficient transfers, helping you manage your finances seamlessly during your transition.
When it comes to managing your finances between the UAE and the UK, using a reliable money transfer service like Hubpay can greatly simplify the process. Hubpay offers competitive exchange rates and low fees, allowing you to conveniently move your funds across borders. Whether you need to send money back home or receive funds in the UAE, Hubpay ensures secure and efficient transactions, making your financial life easier during your transition.
The cost of living in the UAE, particularly rent, is higher compared to the UK. Rental contracts typically last for 12 months, and landlords often require a three-month deposit along with pre-dated cheques. Studio apartments in popular cities like Dubai and Abu Dhabi can range from 30,000 to 50,000 AED (£7,000 to £11,000) per year. It's essential to research different areas and consider your budget before deciding. Remember to register your rental contract in the Ejari system, as required by UAE regulations.
British Expat Communities:
The UAE is a diverse and multicultural country, attracting expats from all over the world. You'll find a significant community of British expats, with an estimated 240,000 Britons residing in Dubai alone. Engaging with fellow expats can be a great way to connect and ease the transition. Social media platforms like Facebook and dedicated expat websites such as Expatica and Expat.com offer avenues to meet like-minded individuals and access valuable resources.
Steps to Follow When Sending Money from the UAE to the UK Using Hubpay
The video below explains how to transfer money from the UAE to the UK:
Download the Hubpay mobile app:
The Hubpay app is available for both iOS and Android devices. Simply visit the app store and download the compatible version.
Create a new Hubpay account:
Open the app and select "Create New Account." Follow the prompts and enter the required information. Hubpay registration is done using a mobile number.
Activate the security measures:
Hubpay offers two security options to protect your account. You can choose to receive one-time passwords (OTP) via text message for login verification or use biometrics such as facial recognition and fingerprints.
Link your bank account to the Hubpay account:
Log in to your Hubpay account, click on "Add Money" on the homepage, and select "Link your Bank Account." Follow the steps to link your bank account by selecting your bank from the list and entering the account details.
Add funds to the Hubpay mobile wallet:
Once your bank account is linked, you can add money in AED to your Hubpay mobile wallet. Tap the "+" symbol in the app's top right corner, enter the desired amount, and review and approve the transfer. The funds will be immediately added to your Hubpay mobile wallet.
Send money to the UK from UAE:
Select the UK as the destination country, click the "Send Money" button at the bottom of the homepage, and enter the recipient's bank details. Review the transaction information and click "Confirm Payment" to complete the transfer.
Enjoy Hubpay's additional features:
In addition to money transfers, Hubpay offers convenient features such as international bill payments, and an internal chat feature for direct communication between senders and receivers. You can also keep track of your transactions and review your transaction history through the "Transactions" tab in the app.
Moving from the UK to the UAE opens exciting opportunities, but it requires careful planning and research. Understanding visa requirements, tax implications, financial management, and finding suitable accommodation are key aspects of a successful transition. Additionally, utilizing reliable money transfer services like Hubpay can simplify your financial transactions between the UAE and the UK. Embrace the vibrant expat community in the UAE and make the most of your new adventure.
- Online money transfers through Hubpay simplify the process of sending money from the UAE to the UK.
- When transferring money internationally, it's important to consider exchange rates and hidden fees. Register with Hubpay for free to make international money transfers for less, pay your bills and utilities and more!
- Hubpay offers several advantages, including affordability, credibility, security, profitability, flexibility, speed, and excellent customer support.
- Hubpay provides additional features such as international bill payments, and an internal chat feature for convenient communication between senders and receivers.
Words: Saima Omar